Small Business Loan

Small Business Loan Options

At Alta Commercial Capital, we know frustrating it can be when banks give you the runaround. It’s not fun to deal with red-tape or other obstacles.

When you have a goal, you just want to get the financing you need to reach your obstacles as simply and quickly as possible. We can’t snap our fingers and make capital appear, but we can make the process of getting a small business loan much easier.

Clear SBA Loan Requirements

Because small business loans are backed by the government, the SBA has to approve certain details of your company’s qualifications. Our team can help you by clearly explaining what you need and offering tips that work. We do our best to streamline the application process. Even better, we’re always available to answer your questions.

How difficult is it for small business owners to qualify? You don’t need perfect financials by any means:

  • Good business management skills
  • Balanced cash flow
  • Reasonable credit score
  • Two years in business minimum

Our SBA 7a and 504 loans include:

  • Amounts up to $5 million
  • Prequalification within 48 hours
  • LTV up to 90%
  • Terms up to 25 years

SBA Financing for Many Business Needs

What objectives are most important for your company to reach first? The answer varies depending on your business and your industry. For a construction company, the most important goal may be to purchase new equipment. A retail store may urgently need spacious real estate. Whatever your goals, our SBA 7a and 504 small business loan programs can help.

Contact us right away to learn more about your options. We can explain the benefits of different loan terms.